Automatic Clearing
House ProcessingAccepting High Risk ACH payments is essential
for any online business selling
to the US market.

Choose Advanced Payments
to be your High Risk ACH partner

Originally conceived in the 1970s, Automatic Clearing House (ACH) processing is a secure electronic payment transfer system connecting major US financial institutions and banks. It offers individuals and businesses improved cash management and lower transaction costs than more traditional methods of funds transfer and payments, such as debit card purchases and salary deposits.

Your company will benefit from High Risk ACH processing in a number of ways:
  • Paperless check processing – payments are automatically credited so there is no need for paper handling or trips to the bank to deposit checks.
  • Low cost and implementation – because an internet merchant account is not required for paperless check processing, lower transaction and processing fees are incurred.
  • Debits, credits and recurring payments – funds can be deposited or withdrawn directly as required and automatic credit or debit payments can be set up at intervals specified by you.
  • Reduction in credit card processing fees – High Risk ACH transaction fees are lower than credit card transaction fees.
  • Fewer errors – once the High Risk ACH system is properly set up, you will have no more checks lost in the mail and no more incorrectly completed checks.

Advantages of using Advanced Payments for High Risk ACH processing

All Advanced Payments' merchant accounts are integrated ACH payment processing. This means a secure and reliable network that ensures that your transactions are processed safely and efficiently. The system also allows you to set up a recurring billing facility.

ACH payment processing is the most secure and fastest payment processing service available today and Advanced Payments offers this as standard. ACH payment processing software can be customized to suit your company’s needs. It offers a first class, affordable system that will allow you to enjoy the benefits of fast and secure electronic funds processing.