Advanced Payments Privacy Policy

Advanced Payments takes privacy and data protection issues seriously. We have designed this Privacy Policy to explain how we handle personally identifiable information collected from merchants who sign up for services and submit information to Advanced Payments through the Internet.

As the Advanced Payments services evolve, we may revise this policy, so please check back frequently. If you have questions about Advanced Payments privacy practices please contact us.

Scope of Advanced Payments Privacy Policy

This Privacy Policy covers Advanced Payments's treatment of personally identifiable information collected from merchants (hereafter "merchant" or "you") who use the Advanced Payments services, as well as consumer information that we acquire in the course of our business. This Policy also covers the treatment of personally identifiable information that Advanced Payments's business partners may share with us.

This Policy does not apply to the practices of companies that Advanced Payments does not own or control, or to people that Advanced Payments does not employ or manage.

Information Collection and Use

Advanced Payments collects personally identifiable information when you register for a Advanced Payments account, and when you use certain Advanced Payments products and services. Advanced Payments may also receive personally identifiable information from our resellers and other business partners.

When you register with Advanced Payments, we ask for your contact information (such as your name, street address and e-mail address), as well as certain information pertaining to your business, along with billing information such as a bank account and/or a credit card number.

In the course of processing a payment transaction, we typically receive from the merchant or a financial institution information related to the transaction. This normally includes information about the payment that a consumer has furnished the merchant or the financial institution in placing the order.

The personally identifiable information we acquire in processing payment transactions varies according to the nature of the transaction and the way in which merchants or financial institutions are using our payment services.

Advanced Payments uses the information collected to fulfill your requests for certain products and services, to process payment transactions, to facilitate billing, and otherwise deliver the payment gateway services. We may also send to merchants service announcements, newsletters, and periodic notices about specials, new products and services, and products and services offered by Advanced Payments business partners. Personally identifiable consumer information is used to process payment transactions and for no other purpose.

Advanced Payments does not offer services or sell products to children. Advanced Payments does not request or knowingly collect personally identifiable contact information from anyone under the age of 13.

Information Sharing and Disclosure

Protecting personally identifiable information about merchants and consumers is an important part of our business. We share and disclose such information only as described below.

Advanced Payments sends personally identifiable information about you to other companies or people:

  • When we have your consent to share the information
  • When we need to share your information with third parties, such as banks and credit card processors, to provide the product or service you have requested
  • In connection with products and services offered by Advanced Payments business partners and/or companies who work on behalf of Advanced Payments to provide a product or service to you
  • When it is appropriate to comply with law
  • When it is necessary to enforce or apply the terms and conditions of our Merchant Agreement and other applicable agreements
  • When it is necessary to protect the rights, property, or safety of Advanced Payments, our users, or others, which may include the exchange of information with other organizations for fraud protection and/or risk reduction. In the event that Advanced Payments is acquired, merchant account information may be one of the transferred assets

Information Security

Information security is vital to our business. We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software, which encrypts information. The information gathered on secure computers is stored in a locked down data center. We use firewalls and other security technology, and implement and abide by the highest industry standard security practices, to prevent our computers from being accessed by unauthorized persons.

Changes to this Privacy Policy

Advanced Payments reserves the right to modify or amend this Privacy Policy at any time and for any reason. If there are material changes to this statement or in how Advanced Payments will use personally identifiable information, Advanced Payments will post notices in the Merchant Interface and on the Advanced Payments homepage at prior to implementing the change.